Helpful Mortgage Links




Jonnie Demmer / Broker

Distinct Advantage Mortgage

DRE  #00691809

NMLS #892331

 Buying a Home?

         HomePathfinancing, available only

on Fannie Mae-owned properties, offers great benefits — a 5% down payment (as of November 16, 2013), no mortgage insurance, expanded seller contributions, and more.

 What is MCC?

 Buying a Home?

Distinct Advantage

            Homes and Loans

investment homes and loans mortgages

This is my first year as a homeowner, and it's great!  Not only was I able to write off my interest on my taxes, I got a lot more money back because of the MCC credit.  Perfect timing too since I'm planning my wedding within a year.  Thank you so much for helping me every step of the way.  - K.H. Laguna Hills




Distinct Advantage Mortgage Team

The loan officers at Distinct Advantage Mortgage specialize in home mortgages and refinancing.   Meet our Loan Officers and contact one of them today about getting Prequalified.  The staff at Distinct Advantage Mortgage will make the loan application process quick and easy, and our experienced Real Estate Agents will take you out to view properties that match your family's needs.  Call our mortgage hotline to talk to a loan officer about getting started. 


Call now to find out more: [949-735-0881]



We offer free, no-obligation homebuyer      

      consultations.  Request One Now?


The Mortgage Credit Certificate (MCC) reduces the amount of federal income tax the borrower must pay, which in turn, frees up income to qualify for a mortgage.   Your lender must have gone through the training to become a participating lender.

If you are a first time buyer, or have not owned a home within the last three years,  contact us today to find out more about how this fantastic program works.





     Our Lenders offer:

  • FHA

  • VA

  • Conventional

  • Home Path Financing

  • MCC - Mortgage Credit Certification   

  • DPA - Down Payment Assistant Programs

  • Investment Properties

  • and more  


     Contact us today for a Free Consultation